Business Funding Specialists

Get the Capital Your
Business Deserves

We help businesses access $25K to $5M in funding by combining credit restoration with strategic funding placement. No collateral required on most programs.

Up to $5M SBA Loans As Fast as 24 Hours No Collateral Required
$250K+
Max Business Line of Credit
$5M
Max SBA Loan
24 hrs
Fastest Approval
EIN-Based
No Personal Guarantee Required
Our Process

From Application to Funded in 4 Steps

A clear, proven path that gets you lender-ready and into the right funding programs — without the guesswork.

1

Free Strategy Call

We review your current credit and business profile to identify the best funding path for your situation.

2

Credit + Business Prep

We make sure your personal credit and business entity are structured the way lenders need to see them.

3

Funding Placement

We submit applications to the right lenders in the right order to maximize approval amounts and minimize denials.

4

Capital in Your Account

Most clients receive funding within 7 to 30 days of approval. We guide you through every step.

What We Offer

Business Funding Programs

Three core funding paths, matched to where your business is today and where you want it to go.

Most Popular

Business Lines of Credit

Up to$250,000
  • EIN-based approval
  • Revolving credit line
  • No collateral on most approvals
  • Use for any business purpose
  • Build business credit profile simultaneously
Apply Now →
Highest Limits

SBA Loans

Up to$5,000,000
  • SBA 7(a) and 504 programs
  • Lowest interest rates available
  • Terms up to 25 years
  • Ideal for established businesses
  • Personal guarantee required
Apply Now →
Fast Approval

Startup & Alternative Funding

Up to$150,000
  • No revenue requirement on some programs
  • Approval in as little as 24 hours
  • Revenue-based options available
  • Merchant cash advance alternatives
  • For businesses 0-2 years old
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Qualification

Do You Qualify?

Most businesses qualify for at least one program. Here is what lenders look for — and what makes approvals stronger.

You May Qualify

  • Business EIN registered
  • Personal credit 600+
  • Business bank account open
  • 6+ months in business (some programs 0 months)
  • Looking for $25K–$5M

Factors That Help

  • Credit score 680+
  • 2+ years in business
  • $10K+/month revenue
  • Clean personal credit profile
  • Business credit established with Dun & Bradstreet
The Connection

Why Your Personal Credit Still Matters

Most business lenders pull your personal credit as part of the application. A 520 score gets declined. A 700+ score gets approved. That is why our funding program starts with credit restoration — so when we submit your applications, your profile is already lender-ready.

Clients with 700+ personal credit scores get approved at 3x the rate of clients under 620.
FAQ

Common Questions

Everything you need to know about qualifying for and accessing business funding.

For most programs, yes. Personal credit is still pulled on the majority of business funding applications. We help you get your credit lender-ready first so approvals happen at higher amounts.
It depends on the program. Some alternative funding approvals happen in 24 to 48 hours. SBA loans typically take 30 to 90 days. Business lines of credit usually take 7 to 21 days.
Not always. Some programs work for startups with zero revenue. Others require 6 months or 2 years in business. We match you to the right program based on your current situation.
Most business lines of credit and alternative funding programs do not require collateral. SBA loans typically do require collateral for amounts over $25,000.
Personal credit is tied to your SSN. Business credit is tied to your EIN. Building business credit creates a separate profile with Dun & Bradstreet, Equifax Business, and Experian Business — so over time your business can qualify for funding without relying on your personal score.

Ready to Access Capital?

Join clients who have secured $25K to $5M in business funding through Precision Credit.