Trusted Credit Restoration Experts

Your Precision Path to
Financial Freedom

We help individuals and businesses restore their credit, remove negative items, and unlock the funding they deserve. Start your journey to a better financial future today.

5,000+ Clients Served All 3 Bureaus 98% Success Rate
Josue Arteaga - Precision Credit Founder
Avg Score Improvement
+150
pts within 6 months

Results That Speak for Themselves

Our numbers reflect years of dedication to helping clients achieve real, lasting financial transformation.

5,000+
Clients Served
Individuals and businesses helped
150 pts
Avg Score Increase
Average improvement per client
98%
Success Rate
Disputes resolved favorably
$250K+
Max Business Funding
Business lines of credit available

Our Services

Everything you need to repair your credit, build business credit, and unlock funding — all in one place.

Most Popular

Credit Restoration

Rebuild Your Credit Score

  • Dispute inaccurate negative items
  • Remove collections and charge-offs
  • Credit utilization optimization
  • Dedicated credit specialist
High Value

Business Funding

Scale With Strategic Funding

  • Business lines of credit up to $250K
  • SBA loans up to $5,000,000
  • Fast approval as little as 24 hours
  • No collateral required
Premium

Business Credit Building

Build Your Business Profile

  • EIN-based credit
  • Vendor credit lines
  • Net-30 accounts setup
  • Separate personal and business finances
New

Credit Monitoring

Track Your Progress

  • Monitor all 3 bureaus
  • Monthly progress reports
  • Score improvement alerts
  • Identity theft protection
Resources

Debt Validation

Know Your Rights

  • Validate debt legitimacy
  • Cease collection harassment
  • Fair Debt Collection Act compliance
  • Written dispute letters
Self-Paced

DIY Credit Guide

Take Control Yourself

  • Step-by-step dispute guidance
  • Letter templates included
  • Bureau contact info
  • Affordable one-time access
Our Process

How It Works

Our proven four-step process takes the complexity out of credit restoration and puts you on a clear, transparent path to financial success.

1

Free Consultation

Schedule a no-obligation consultation with one of our credit specialists. We review your current credit situation and discuss your financial goals.

2

Credit Analysis

We perform a comprehensive analysis of all three credit bureau reports to identify inaccurate, outdated, and disputable negative items.

3

Dispute and Repair

Our team submits customized dispute letters to the credit bureaus and creditors on your behalf, following up until items are resolved.

4

Monitor and Grow

We track your progress with monthly updates, provide credit-building strategies, and help you maintain your improved score long-term.

Ready to start your credit restoration journey?

Book Free Consultation
5,000+
Clients Served
$250K+
Max Business Funding
98%
Success Rate

Credit Restoration Services

Our certified credit specialists work directly with the three major credit bureaus to dispute inaccurate, outdated, and unverifiable negative items. We build a personalized roadmap to maximize your score and open doors to better financial opportunities.

Dispute Inaccurate Items

Remove negative items including collections, charge-offs, late payments, and hard inquiries across all 3 bureaus.

Credit Utilization Optimization

Strategically reduce your utilization ratio to quickly boost your credit score without opening new accounts.

Score Monitoring and Reports

Monthly progress reports tracking your score improvement across Equifax, Experian, and TransUnion.

Business Funding Solutions

Access business lines of credit up to $250K, SBA loans, and alternative funding after your credit is restored.

Personalized Credit Plan

Every client receives a custom roadmap with specific steps, timelines, and milestones for their credit restoration journey.

Dedicated Credit Specialist

Work one-on-one with a dedicated specialist who knows your case and is available throughout your program.

What Our Clients Say

Real results from real people across Washington State.

★★★★★
5.0 · Based on 150+ Google Reviews

Common Questions

Everything you need to know about our credit restoration services and how we can help you reach your financial goals.

Most clients see meaningful results within 30 to 60 days. Full restoration typically takes 3 to 6 months depending on the complexity of your credit profile and how quickly the bureaus respond.
No. Submitting disputes does not negatively impact your credit score. In fact, successfully removing negative items will improve your score over time.
We dispute late payments, collections, charge-offs, repossessions, bankruptcies, hard inquiries, and any inaccurate or unverifiable items across all three bureaus.
We help you qualify for business lines of credit, SBA loans, and alternative funding by first ensuring your credit profile meets lender requirements. Many clients qualify for $50,000 to $250,000 within 90 days.
We cannot guarantee specific score increases as results vary by individual. However, we have a 98% success rate in resolving disputes favorably and will work until all disputable items are addressed.
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Join thousands of clients who have already transformed their financial lives with Precision Credit.

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